Archive | February, 2016

EXPOSING CORRUPTION in the GOP this election year ~~~

29 Feb

BREAKING NEWS —- Friday, February 26, 2016 — 

 

https://www.facebook.com/AlexanderEmerickJones/videos/10153950019188459/?pnref=story 

 

John Chandler … johnc@chandlersearch.net

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PGx Tests without a Doctor’s order advances in the AZ Legislature – thanks to my suggestion

26 Feb

    February 10, 2016 I testified in front of the Senator Nancy Barto, Chair, and the AZ State Senate Health Committee on a bill I urged them to put on the books allowing people to request a PGx (PharmacoGenomic – DNA) test without a doctor’s order from a licensed and certified caregiver.  On that date the Committee passed it 7 – 0 and sent it to the full Senate for a vote.

 

    Yesterday, February 25, 2016,  the AZ State Senate passed SB 1366 with a 28 – 0 vote and it was sent to the House.  Representative John Kavanagh is the co-sponsor of this bill, which will soon come up for a vote in their Chambers.

 

PGx – PharmacoGenomic Test

 

            This is a DNA test that is a non-invasive buckle swab inside each cheek with a primary purpose of eliminating ADR = Adverse Drug Reaction in patients.  Both Mayo and Cancer Treatment Centers of America do PGx tests immediately on any new patient because they continue to see the value.

 

            ADR is the #4 cause of death today … is responsible for hundreds of thousands of ER visits monthly and hundreds of thousands of hospitalizations annually.

 

            The FDA has issued a “Black Box Warning” on roughly 150 prescription medications they deem potentially harmful to some people and have ordered doctors to do a PGx test on any patient they are prescribing those medications to.  Unfortunately, doctors are ignoring that order and my guess is because the tests are not currently paid by insurance companies.  Insurance companies take the lead from Medicare for their “standard of care” payments.  As of today, Medicare is not covering PGx tests, but I am certain they will soon start.

 

            This is the list of black label drugs the FDA warns that a PGx test should be given to a patient prior to a doctor’s prescribing

 

          http://www.fda.gov/Drugs/ScienceResearch/ResearchAreas/Pharmacogenetics/ucm083378.htm

 

 

            What most do not know is that, for then FDA to “approve” a drug it only has to be successful in treating one in 20 patients.  Gives you a warm, fuzzy feeling, doesn’t it?  All the more reason for a PGx test.

 

 

            In a 20 – 24 page report showing the results of this test the Doctor will know what prescription meds will work best for a patient based on their DNA and which ones the patient should NEVER receive.  Also, which medications will work best with the other medications the patient is taking so as to avoid ADR for that specific patient.  Without this test doctors GUESS at medications based on what the Pharma rep tells them about the drugs and they GUESS at the proper dosages.

 

            This test will also tell the doctor if the patient has a high or low metabolism, or a normal metabolism.  Prescription doses are set for a normal metabolism.  If a patient has a high metabolism their body will not have time to absorb the medication before their body “eliminates” it.  If the patient has a low metabolism then the patient will have a drug over-dose.

 

            Examples of problems … The wife of the Dean of Business at DeVry was diagnosed last year with breast cancer.  Her doctor put her on a medication his pharma rep told him treats breast cancer.  6 months later she went to her doctor and the cancer had spread to her cervix.  They immediately went to Mayo (where they have routinely done PGx tests on new patients for years) and the test showed the medication was totally ineffective for her and was no more beneficial than water for her DNA.

 

            The father of a friend of mine in NE Iowa was on several meds and was having problems.  They did a PGx test and it was found that one of the meds his doctor had him on – that he was paying $400 per month on – was doing nothing for him.  Again, a glass of water would have been just as effective.

 

            One of the people in my networking group is on 10 meds from 3 different doctors and he was having adverse reactions to the meds.  He talked with each of his 3 doctors asking them to do a PGx test and each of those doctors laughed at him.  They have also told him they do not know what is wrong with his health — yet they prescribed 10 different medications!  He told me that he would have gladly paid for the test to learn what the problem was. 

 

            The cost is in the range of about $300 +/- …. But, to avoid these kinds of problems it is well worth it.

           

 

John Chandler …602.482.0017 … johnc@chandlersearch.net 

Only a couple of Community Bank Director/Investor seats – is your career ready?

25 Feb

           Someone you know might be very interested in this.  Not only added prestige in being a Bank Director/Investor, but this also opens up a tremendous super highway for more business for your growing career.  The only FDIC requirement is attending at least 75% of the Board meetings – in person … Conference Call … Skype.   Of course, the FDIC may have some added requirements from time-to-time.  And, serving on committees will allow you to help take the bank in the most successful direction to everyone’s benefit.

 

You need not live in Arizona, but how nice it would be to take a “business” trip here often to check on your Bank.

Only 12  Director/Investors will be most welcomed to join the board of Gainey Business Bank (Proposed) or one of 2 other proposed banks in the Valley. 

Ernie Garfield, my long-time friend, has helped start 31 very successful banks and 9 bank holding companies. Over the years, his consulting team has assembled more than 400 directors, over 1,000 advisory board members and about 7,000 investors of bank stock – about 4,500 in Arizona.  Most are qualified investors. 

I have been helping Ernie look for people to join bank boards that are centers of influence; have reached a point in their lives where they want to make a difference in the lives of others; and have a passion to learn about banking. You have already achieved that level of success and would be of great value to a new board.

Ernie assembles a powerhouse group of 12 top business and community leaders to serve as directors.   

Investment in the bank is minimal, so Ernie makes it easy to get involved.  He uses this approach because after we reach a certain stage in life; we get approached repeatedly to join one venture or the other.

 

Let’s talk – John Chandler … 602.482.0017 … johnc@chandlersearch.net

Yet another Mortgage Branch saw the light to higher income —

25 Feb

           In my 35+ years in the Banking and Mortgage industries and recruiting for 100+ of the largest national lenders for the past 16 years, I know the best lenders out there.  I hear the stories mortgage companies are telling Branches and LO’s to get them on board and it makes me shake my head.

 

            Consistently LO’s and Branch Managers are finding that they would have earned significantly more per month with this particular Mortgage Lender over the last year than they actually earned where they were.  Branch Managers find that with their production (if they want), over-rides and quarterly profit bonuses their income will increase substantially after they make the move to this lender. 

Faster processing and Makes Sense 24-hour Underwriting and higher earnings makes this the place to be for Branches and LO’s nationally.  My client has the largest, most efficient Operations staff anywhere.

 

            Losing momentum when making the change from one lender to another is always a major concern for LO’s and Branch Managers.  My client of mine has the solution for this issue.  They do all they can to make sure everyone who joins them earns more than they have before and has no gap in income earnings.

 

            Having been a $5 billion mortgage bank and recently acquiring an FDIC, Federally Chartered Bank, has positioned them to do even more for their LO’s and Branches.  Originate in all 50 States without needing additional licensing.   Their broad based loan portfolio gives the LO more sources for loan referrals than having to rely solely on realtors, who are rarely loyal.  1x Close and 2x Close Construction Loans along with Manufactured Housing Construction Loans and Reverse mortgages means you don’t have to turn away business.

 

 

            Should we talk?   

 

John Chandler … 602.482.0017 … johnc@chandlersearch.net

For those doing Toxicology tests for the safety of your employees, customers and company

23 Feb

           While some companies seem to not care about substance abuse among their employees, MOST do.  And their insurers appreciate that.

Not all toxicology tests are the same.  Ours provides up to 600 panel testing for LESS THAN YOU ARE PAYING TODAY for an 80-panel test or a 120 panel test and it tests for more drugs, even latent drugs and metabolites that most other tests miss. 

 Does the testing you do include these at no extra charge?

1)   Is the one your company does DOT approved?

2)  Does your current testing detect all 4 types of methamphetamines?

3)   Does it provide Chain of Custody Documentation?

4)   Could it cost you in higher unemployment insurance premiums?

5)   Does it provide for 3rd party random testing?

 

We provide all of the above and keep your costs per test lower than MOST other tests ——-  Should we talk? 

 

John Chandler … 602.482.0017 … johnc@chandlersearch.net

 

 

Branch Managers and LO’s – did you know there is something better for you?

22 Feb

           Mortgage companies tell you what they think you want to hear just to get you originating for them.  Then, when reality sets in, it is too late to make a move without giving the impression of “job-hopping”.

 

            In my 15+ years of recruiting for more than 100 of the largest Mortgage Lenders (including some banks) I know the promises made and the promises not kept.  In my 10 years prior to that as a Sr. Mortgage LO I know the reasons I had left each of the offices I was with.  

 

Before you make your next move to find the best lender for you to align your branch with or yourself with, let’s talk.  The client I am most confident in recommending is a Mortgage Bank that recently finalized the acquisition of an FDIC, Federally Chartered Bank (the perfect combination and the perfect scenario of a Mortgage Lender buying a Bank).  

 

             Aside from unparalleled service (processing and underwriting) this client has a broad loan portfolio to help you be able to look to other areas for loans besides just Realtors, pricing, compensation and corporate back-up so you will not feel abandoned.  I have recruited for this client for roughly 12 years and what they tell you, you can take to the bank as fact.

 

Let’s talk — John Chandler … 602.482.0017 … johnc@chandlersearch.net 

 

What damage to your business overall could a drug-using employee cause? Think about it

19 Feb

           Not all toxicology tests are the same.  Ours provides up to 600 panel testing for LESS THAN YOU ARE PAYING TODAY for an 80-panel test or a 120 panel test and it tests for more drugs, even latent drugs and metabolites that most other tests miss. 

 Does the testing you do include these at no extra charge?

1)   Is the one your company does DOT approved?

2)  Does your current testing detect all 4 types of methamphetamines?

3)   Does it provide Chain of Custody Documentation?

4)   Could it cost you in higher unemployment insurance premiums?

5)   Does it provide for 3rd party random testing?

 

We provide all of the above and keep your costs per test lower than MOST other tests ——-  Should we talk?

John Chandler … johnc@chandlersearch.net …